Whenever a hurricane makes landfall in a densely populated area, such as South Florida, the last thing you want to be without is a form of communication. Therefore, it is imperative to be prepared.
These days, a cellular phone will be the most likely way we will communicate with the rest of the world during and after a hurricane.
However, simply having your cell phone available for use is not enough. More steps need to be taken to ensure that you are ready for any event which may arise. For example, you should keep your cell phone battery charged at all times. Its also important to have a backup plan to recharge your battery in case there is a power outage. A good alternative is to charge your phone by using a car charger or having extra batteries at hand.
During any storm, the biggest threat to your cell phone is water. Water will likely damage a cell phone, so keep it safe by storing it in a plastic bag or some other type of protective covering. You should also make sure to save all necessary emergency contact numbers and emails. These numbers should include the police department, fire station and hospital as well as your family members.
If you have a camera phone, that’s great. Be prepared to take photographs, even video, of any property damage. Having photographs and/or video will help you in the event you file an insurance claim.
Taking photographs is of the utmost importance because your insurance company will ask you for photos of the damages to your property. Without these photographs, your insurance company is going to give you a tougher time with your claim as it makes it more difficult to prove damages without a photograph or video. As such, have your camera phone ready for use after a hurricane.
Sometimes providing photos and other requested documentation is simply not enough for an insurance company. Even with photos an insurer may treat you unfairly or mishandle your claim. At Alvarez & Barbara, LLP, we have the experience and knowledge to represent individuals, businesses, and community associations who are having difficulties with their insurance claim. In the event you feel you are being mistreated by an insurance company, don’t hesitate to contact us.