Tens of thousands of homes and businesses remained without power Monday across South Florida as the remnants of Tropical Storm Isaac continue to wreak havoc for South Florida residents and businesses alike.
Heavy rains, and hail, have caused wide spread flooding and property damage. Strong wind gusts has caused trees to fall which has resulted in extensive property damage throughout South Florida.
Our storm damage attorneys stand prepared to assist you during this time of heavy rain and chaos. But now is also the time to ensure that you remain pro-active to protect yourself, your property and your business.
This significant weather event may have caused damage to your home, your property, or even your business. It is of critical importance that your damage be properly documented.
Start by taking photographs of the damages and properly inventorying your damage. Damage to your personal contents is of particular importance since it could be both time consuming and emotional to document.
Also, please take the necessary efforts to stop any further damage with your property as a result of the wind and rain coming from Tropical Storm Isaac. Keep all receipts and paperwork associated with such efforts and any emergency repairs you may need to take.
It will also be critical to determine whether or not your claim is a result of flooding, or wind. This distinction is critical to understand and in assessing your rights and applicable coverage available to you as a result of the damage sustained thanks to Tropical Storm Isaac.
What about your business? Well, if you have a business interruption policy then you may have coverage available to you as a result of Miami-Dade County Mayor’s decision to issue an evacuation order for people living in mobile home parks, unsafe structures, and areas prone to flooding. He also closed the Port of Miami.
As a result of this Order, businesses have been ordered to close until further notice. Such an order is commonplace when a natural disaster threatens, like Tropical Storm Isaac.
If your business purchased standard business income coverage then it is likely that your policy provides coverage for any loss of income caused by the Mayor’s decision to issue an evacuation order and close the Port of Miami.
Our firm stands ready to assist with your property damage needs and to battle with your insurance company to ensure proper compensation for your insurance claim. Whether you are a resident with damaged property, or a business owner who has sustained an interruption to your business as a result of Tropical Storm Isaac, call us today for a free consultation.