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What Zip Code Do You Live In? Hurricane Damage is Greater in Some Zip Codes

Hurricanes are the most powerful and destructive storms on the planet. Between 1990 and 2009 hurricanes inflicted $152.4 billion in insured losses in the United States, and accounted for 45.2% of the country’s catastrophic losses during that same time period.220px-Hurricane_Hugo_1989_sept_21_1844Z.jpg

Yet, hurricanes have amazingly hit some zip codes much stronger than others. Which means that some zip codes are much more prone to hurricane damage.

Which zip codes? Well, Homestead’s 33033 zip code was hit by the dead center of seven hurricanes in the past 150 years. That, of course, includes the power category 5 Hurricane Andrew that struck South Florida back in 1992. The zip code directly to Homestead’s south, 33035, had the second most direct hits with five.

In Palm Beach County, Jupiter’s 33468 was hit by the dead center of four hurricanes, including Hurricane Wilma in 2005. In Broward County, Parkland’s 33076 was directly hit three times.

Of South Florida’s three counties, Miami-Dade was hardest hit. Most of the cities saw the core of two or more hurricanes in the past 150 years. Aside from Homestead’s seven direct hits, Hialeah was struck by four hurricanes, downtown Miami, Miami Beach, and Opa-Locka were all struck by three hurricanes.

It is important to remain prepared and vigilant as we enter the peak of hurricane season. Hurricanes are not “dots” on a map. They are large storms that impact a great area. The best way to prepare for hurricanes is to ensure that you have a plan in the event of a hurricane strike to deal with both the impact of the storm, and the aftermath.

Alberto? Beryl? Chris? Debby? Our Firm Stands Ready to Help Miami Homeowners if a Named Storm Strikes South Florida

So far this year there have been four named storms, including one hurricane and three tropical storms. Any of these storms are strong enough to do significant damage. However, none of them reached South Florida.

Tropical depressions are storms with winds of up to 38 mph and are identified only by numbers; tropical storms are given names and have winds form 39 to 73 mph and hurricanes have winds above 74 mph.
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Storms so far in 2012 have included:
-Tropical Storm Alberto: Reached speeds of 60 mph and one of the earliest named storms in recent history having formed before the official start of hurricane season.
-Tropical Storm Beryl: Speeds of 70 mph. Beryl made landfall in Jacksonville Beach, Florida. It was the strongest landfall in the United States for any pre-season Atlantic tropical cyclone on record.
-Hurricane Chris: The first hurricane of the season reaching strength of 75 mph.
-Tropical Storm Debby: Reached speeds of 60 mph and dumped a ton of rain on Tampa and Jacksonville.

Our Miami hurricane damage lawyers urge you to take the South Florida hurricane season seriously and properly prepare for the safety of you and your family. Our staff will be available around the clock in the event of a serious storm and can assist you in filing claims or handling disputes with your insurance carrier.

Storms are named in order of the alphabet each year, except for the letters q, u, x, y, and z, which are omitted. Whenever a storm causes serious damage, like Wilma or Katrina, the name is retired and replaced.

Names for 2012 are:

  • Alberto
  • Beryl
  • Chris
  • Debby
  • Ernesto
  • Florence
  • Gordon
  • Helene
  • Isaac
  • Joyce
  • Kirk
  • Leslie
  • Michael
  • Nadine
  • Oscar
  • Patty
  • Rafael
  • Sandy
  • Tony
  • Valerie
  • William

Forecast Changed for the 2012 Hurricane Season and More Named Storms are Expected This Year

hurricane map of florida.jpgBack in April we noted that forecasters were predicting that the 2012 hurricane season would be less active than normal. They predicted that this hurricane season would bring 4 hurricanes and 10 named tropical storms.

However, since that time they have raised their projections for this hurricane season. The projections were increased to 13 tropical storms and 5 hurricanes. They also project 2 of those 5 hurricanes will be major hurricanes defined as category 3 or stronger.

The revised projections would still be slightly below average for hurricanes in the region that includes the Atlantic Ocean, the Caribbean Sea and the Gulf of Mexico. An average season brings about 12 tropical storms, with 6 hurricanes and three major hurricanes ranking at Category 3 or higher.

Last year we saw 19 named storms. Of those, 7 of them turned into hurricanes and 3 of them turned into major hurricanes measured at Category 3 or stronger.

Part of the reason for the increased forecast since April is due largely to the uncertainty as to whether an El Nino will develop later this summer as well as somewhat marginal Atlantic basin conditions.

Although Florida was again spared in the busy 2012 season, one should not put their guard down.

Forecasters don’t like to make landfall predictions, but they are able to say that certain areas may be more prone to being hit by a hurricane this year. South Florida, Texas, and the Carolinas are being pinpointed as areas where chances of landfall are greater.

It’s certainly frightening to hear that South Florida is at great risk this year to be struck by a hurricane, even if there are potentially less hurricanes in total this year. We’ve been spared over the last few years, but hurricanes are a fact of life in South Florida.

Although this often leads us to brush off hurricanes, it’s important to be prepared.

If you ever find yourself in a situation where you believe that your insurance company is treating you unfairly, don’t hesitate to contact Alvarez & Barbara, LLP. We have considerable experience dealing with insurance companies and working to make sure our clients get what they are owed

Will a Hurricane Deprive you of your Smart Phone? Will your iPhone Even Work during a Hurricane?

large_bobby-taylor-ike.jpgThe only place to go for real time live updates back in 1992 when Hurricane Andrew caused chaos throughout South Florida was TV and radio – if you were lucky enough to still have power. Indeed, weather man Bryan Norcross became a local legend after he provided live updates associated with Hurricane Andrew for 23 hours.

Today, our society has become very dependent on technology. We often turn to our cell phones, smart phones, tablets, laptops, desktops, and other such devices to find out the latest news, current events, and other pertinent information. Therefore, it stands to reason that if a hurricane were to strike South Florida that we would all turn to our many devices for the latest news and information.

But what happens if your primary source for information is your iphone but your iphone is dead and there is no place to re-charge it? That is a primary concern for many as hurricane season gets under say.

All that reliance on technology begs the question whether or not our infrastructure is set up to handle all that demand should a storm strike South Florida. To handle that load, wireless carriers are turning to time-tested disaster plans – but on an exponential scale.

But will it be enough to handle the 600,000 South Florida households without land lines, plus the seemingly endless appetite to Tweet, Facebook and upload video of the broken trees, gasoline lines, and broken roadways? No one will know for sure until storm hits.

However, the ravaging storms, and tornadoes, that ripped through the Midwest earlier this year provided a sneak preview of what we can expect here in South Florida should a hurricane strike us.

In that part of the country, Facebook became a critical channel to finding lost family members and asking for help. Moreover, with Internet connections down for several days, many in that part of the country turned to wireless telephones for news. Many more also turned to Twitter to spread the word of where to find supplies and emergency stations. The tweets involving emergency stations even included areas where folks could recharge their wireless devices, including cell phones.

It should also be noted that with hurricane season upon us, and should a hurricane strike South Florida, many South Floridians will turn to many new apps for purposes of both tracking the storm and dealing with the storm’s aftermath. But that obviously means that many of us will rely on technology more so today than we did in years past. In fact, cell phones are often times the only form of communication immediately after a hurricane strikes.

To prepare for that anticipated heavy usage, major wireless carriers say they have tested equipment and run simulations in South Florida. But while all the wireless carriers state that they are prepared in the event that a major hurricane strikes South Florida, only time will truly tell.

Nonetheless, and in the event that a major hurricane does strike South Florida, the best advice that the major carriers offer is to use your wireless technology sparingly and only when necessary.

Simply put, go ahead and post something short on Facebook or Twitter send a text message, and then get off the phone. And don’t hesitate to contact us if your property is damaged.
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Before opening our law firm in 2006, our attorneys worked for some of the state’s, and nation’s, largest law firms, and worked representing the insurance companies for years. Our attorneys are now uniquely positioned to use that experience to assist individuals and businesses alike throughout Florida with their insurance claims. As a result, our attorneys are well versed in the impact insurance has on businesses, condominiums, and individuals alike. Our insurance litigation practice group is prepared to tackle your insurance claim.

Given our extensive experience litigating for, and against, insurance companies, our insurance litigation practice group is prepared to provide aggressive, efficient and effective representation on a broad spectrum of insurance claims in Florida for local, national, and international clients. We are prepared to advocate insurance claims at the pre-suit stage, trial, appellate and arbitration levels.

If you are facing a dispute over an insurance claim in Florida, contact Alvarez & Barbara, LLP, for a free and confidential consultation to discuss your rights.

Call us today toll free at 1-866-518-2913 or at 305-263-7700.

Less Active Hurricane Season Predicted for 2012

10798857-large.jpgAccording to the Colorado State University’s Tropical Meteorlogy Project, we should get ready for a less hectic hurricane season this year due as opposed to years past.

They predict that the 2012 hurricane season will be less active than normal. They also predict that this hurricane season will be close to half as active as last year. Last year we saw 19 named storms. Of those storms, 7 of them turned into hurricanes, and 3 of them turned in major hurricanes measured at Cat 3 or stronger.

However, forecasters Philip Klotzbach and William Gray predict the 2012 season, which begins June 1, will have 4 hurricanes, compared with an average of 6.5 hurricanes between 1981 and 2010, and 10 named storms, compared with an average of 12.

The forecasting duo credit a combination of cooler than normal sea surface temperatures in the tropical Atlantic Ocean and an expected return to El Nino warmer than normal surface water conditions in the eastern and central Pacific Ocean for the reduced tropical storm activity.

Although Florida was again spared in the busy 2012 season, one should not their guard down.

Forecasters don’t like to make landfall predictions, but they are able to say that certain areas may be more prone to being hit by a hurricane this year. South Florida, Texas, and the Carolinas are being pinpointed as areas where chances of landfall are greater.

It’s certainly frightening to hear that South Florida is at great risk year to be struck by a hurricane, even if there are potentially less hurricanes in total this year. We’ve been spared over the last few years, but hurricanes are a fact of life in South Florida.

Although this often leads us to brush off hurricanes, it’s important to be prepared.

One way of ensuring that you’re prepared is to make sure to having everything in place to contact your insurance company in the event of a windstorm because all insureds have a duty to immediately notify an insurers of a loss. Whatever you do, and no matter how slight the damage, call your insurer if your home has been damaged by a windstorm.

However, there are times when immediate notice is still not enough because an insurer will treat their policyholder unfairly by wholly denying a valid claim or by not fully covering their insured’s loss. Realizing that most people are unaware of their rights, insurers may take advantage of their policyholders.

If you ever find yourself in a situation where you believe that your insurance company is treating you unfairly, don’t hesitate to contact Alvarez & Barbara, LLP. We have considerable experience dealing with insurance companies and working to make sure our clients get what they are owed.

The 2011 Hurricane Season is Quietly Coming to an End

3fec2d5c0f862956f093f178ea67d7eb.jpgThe 2011 hurricane season was the third busiest on record, with 19 named storms. Of those storms, 7 of them turned into hurricanes, and 3 of them turned in major hurricanes measured at Cat 3 or stronger.

Indeed, it has been a very fortuities few years for South Florida. History has shown us that past hurricane seasons as busy as this one typically results in at least two named storms and making landfall. For instance, researching records back to 1900 revealed that in five previous seasons with 10 or more hurricanes, at least two named storms made landfall somewhere in the United States. And so far this season, we have seen 19 named storms, none of which has made landfall in Florida.

The hurricane season began with Arlene, which developed on June 29 in the Gulf of Mexico, and made landfall near Veracruz, causing 25 fatalities, and at least $223 million in damage.

Irene was the lone hurricane to hit the United States in 2011, and the first one to do so since Ike struck southeast Texas in 2008. Irene was also the most significant tropical cyclone to strike the Northeast since Hurricane Bob in 1991.

As this hurricane season comes to a close, it appears as though Florida again dodged potential catastrophe in that no significant storm made landfall this year.

Since hurricane tracking began, South Florida has never previously gone 6 straight years without getting struck by a hurricane. The last hurricane to strike South Florida was Wilma back in October 2005. The last tropical storm to hit South Florida was Bonnie back in July of 2010.
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Our Miami insurance dispute lawyers handle hurricane claims for homeowners. Our attorneys represented insurance companies before 2006, when we opened a firm dedicated to fighting for the rights of consumers. We understand how insurance companies work. And we have the knowledge and experience necessary to represent homeowners in disputes over an insurance claim.

November Hurricanes Are Extremely Rare

hurricane-facts.jpgThe chances of South Florida getting hit by a hurricane in November is less than 5%.

Historically, only about 5% of all Atlantic tropical storm activity occurs after the 1st of November. On average, one tropical storm forms in November every other year, and a hurricane forms in November every five years.

There have been six recorded major hurricanes in November. They were Hurricane Michelle of 2001 (Cat. 4, 140 mph); Hurricane Lenny of 1999 (Cat 4, 150 mph); Hurricane Kate of 1985 (Cat 3, 120 mph); Hurricane Greta of 1956 (Cat 4, 140 mph); Hurricane 10 of 1932 (Cat 4, 135 mph); and Hurricane 7 of 1912 (Cat 3, 115 mph).

The most extraordinary November hurricane was “Wrong-Way Lenny”, which hit the northern Leeward Islands as a strong Category 4 hurricane with 155 mph winds on November 17-18, 1999. Lenny was the first storm to have an extended west-to-east track across the central and eastern Caribbean Sea in the 135-year Atlantic tropical cyclone record, and was the strongest November hurricane on record.

Hurricane Gordon was the deadliest November hurricane. It claimed 1122 lives in Haiti when it passed just west of the country as a tropical storm on November 13, 1994. Lenny claimed six lives in Costa Rica, five in the Dominican Republic, two in Jamaica, two in Cuba, and eight in Florida. Property damage to the United States was estimated at $400 million (1994 dollars), and was severe in Haiti and Cuba as well.

Three November hurricanes have hit the U.S.-an unnamed 1916 Category 1 hurricane that hit the Florida Keys, an unnamed 1925 Category 1 hurricane that struck Sarasota, Florida, and Hurricane Kate, which struck the Florida Panhandle on November 22, 1985.
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If you are facing a dispute over an insurance claim in Florida, contact Alvarez & Barbara, LLP at 305-263-7700 or toll free at 866-518-2913 for a free and confidential consultation to discuss your rights.

Hurricane Rina is Gaining Strength and Could be a Major Hurricane by Tuesday

mini-e008269cfd5efa8d318024fc3910a900.jpgHurricane Rina has quickly strengthened into a hurricane off the coast of Honduras. Rina is a category 1 storm with top winds of 75 miles per hour.

Forecasters are predicting that the storm could become a major hurricane with winds topping 111 miles per hour by late Tuesday.

The models largely agree that Hurricane Rina will not make it out of the Caribbean, and instead turn around and move back to the south beyond the 5-day forecast period.

In the unlikely event it were to get pulled northward, the odds are that it would be coupled with a mid-latitude weather system strong enough to seriously damage its tropical characteristics.

Rina’s formation brings this year’s tally of named storms to seventeen, making it the 7th busiest Atlantic hurricane season since record keeping began in 1851. Only 2005, 1933, 1995, 1887, 2010, and 1969 had more named storms.

However, 2011 has had an unusually low percentage of its named storms reach hurricane strength. Only 35% of this year’s named storms, including Rina, have made it to hurricane strength (six), and normally 55 – 60% of all named storms intensify to hurricane strength in the Atlantic.

Hurricane Rina is a rare October hurricane. However, history has demonstrated that hurricanes in October can still cause extensive damage. Just back in 2005, for instance, Hurricane Wilma caused extensive damage to South Florida, and was one of the strongest hurricanes ever recorded on record. It became the 3rd costliest hurricane in U.S. history causing over $20 billion in damages in South Florida.
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Consider Your Options. Contact Us Today.

If you are facing a dispute over an insurance claim in Florida, contact Alvarez & Barbara, LLP at 305-263-7700 or toll free at 866-518-2913 for a free and confidential consultation to discuss your rights.

History Demonstrates that Hurricanes in October Can Still Cause Extensive Damage

Hurricane-Hazel-Oct-1954-002.jpgHurricane season is typically on the decline in October. Fortunately, it has been a quiet hurricane season for us in Florida. To date, a hurricane has failed to make landfall in South Florida this year.

History has shown us, however, that there can still be potent hurricanes this time of year. So now is not the time to let your guard down. But history also shows us that October hurricane strikes are rare occurrences. Indeed, on average there is 1 hurricane strike in October every 5 years.

While it is exceedingly rare for a hurricane to strike in October, such strikes can be rather potent. For instance, Hurricane Wilma in 2005 was one of the strongest hurricanes on record. In fact, at its peak, Wilma reached full fury over the western Caribbean with sustained winds of 185 miles per hour. Wilma’s central pressure of 26.05 inches is the lowest ever recorded for an Atlantic hurricane.

Wilma weakened over time and ultimately made landfall in South Florida as a Category 3 hurricane. But Wilma still caused major damage and disruption throughout South Florida. In fact, Wilma became the 3rd costliest hurricane in U.S. history causing over $20 billion dollars in damages in South Florida, primarily from wind damage to structures in the highly populated areas of Miami and Ft. Lauderdale.

Then there was also Hurricane Hazel back in 1954. Hazel was one of the strongest hurricanes on record for October, and also the farthest northern Category 4 hurricane to hit in any month. It struck the South Carolina/North Carolina border with devastating impact and to this day remains a benchmark for how bad a hurricane be on those coasts.
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If you are facing a dispute over an insurance claim in South Florida, contact Alvarez & Barbara, LLP toll free at 866-518-2913 for a free and confidential consultation to discuss your rights.

Miami Hurricane Claim Lawyers See Advantages in New Hurricane Scale that Places More of a Focus on Storm Surges

nengstormsurg.jpgWe’re all used to hurricanes being categorized on a scale from 1-5. However, we may have to learn a new scale that categorizes hurricanes from 0 to 5.99.

Although the National Hurricane Center hasn’t stated whether they will endorse the new scale, the Integrated Kinetic Energy (“IKE”) scale may be a better predictor of potential destruction from both wind and storm surge. IKE was developed because the current system only takes into account wind speed. However, storm surge is the most devastating element of a hurricane.

For example, the current system rated Hurricane Katrina a Category 3 at landfall, but the surge came in at a Category 5 or higher. In essence, IKE provides a better way of determining the actual consequences from a storm because its takes into account more than just wind.

At the end of the day, it appears that IKE may provide a better way for us to understand potential damage caused by a hurricane. In turn, this allows everyone to better prepare for a windstorm.

We may never see this system being used in the mainstream, so take into account that the current scale doesn’t take into account storm surge. If you live in a coastal area, make sure to do your research and find out if your property can be damaged by surge.

Our Florida Insurance Claim Lawyer Blog offers safety tips and other advice to prepare you and your family for a hurricane. If you have not already done so, our Miami storm damage attorneys encourage you to make some basic preparations. Even the busiest among us can tackle hurricane preparation in stages, as we suggest on our Florida Insurance Claim Lawyer Blog. Our Miami Hurricane dispute lawyers are also prepared to assist you with any hurricane damage claim you may have against your insurance company.
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About the AuthorGabriel de las Salas is an attorney with the law firm of Alvarez & Barbara, LLP. His practice is focused on general civil and commercial litigation, including personal injury, insurance claims and real estate disputes. Mr. de las Salas received his B.A., cum laude, from the University of Florida, and his J.D., from Stetson University College of Law.

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